A Look at Health Benefits through AARP Group Health Insurance

With gaps in Medicare or with supplemental health insurance, the price of prescriptions can sneak through the cracks. Don't be caught off guard by astronomical prescription prices; look at what AARP offers to help people round off their health care costs. AARP subcontracts with different insurance companies to provide group health insurance.

Compare the Cost

In addition to AARP group health insurance programs, the company has been active on the prescription drug front. To take advantage of AARP's Drug Planning Tool, you must be a member of the organization. The drug planning tool helps members compare and defray costs of prescription drugs through AARP. This online tool shows members average costs by state. Just go to the website www.aarp.org and look for links to Medicare Drug Plan Ratings. The website is packed with information and therefore may be overwhelming. Don't give up! If you can't find what you are looking for on the computer, just call the toll-free number and a representative will help you. 1-888-687-2277 (1-888-OUR-AARP).

Stay in Touch

Even if you elect not to become involved in an AARP group health insurance plan with a partnered provider, you can still take advantage of the drug plan. Remember to ask your pharmacist or physician as many questions as are necessary to understand your prescription drugs, particularly if they have recently changed. For example, it's not necessarily true that the most expensive drugs are the best. Consult with your doctor about generic options or use the comparative price list offered on AARP's website.

The website allows you to look up specific drugs that you are currently taking or to look up drugs for a specific health condition. From there, the comparison begins - but, always check first with your doctor.

AARP is a great wealth of information including the latest news on drugs, Medicare, managing your medication and more. In fact, a free seminar is available on how to manage prescription drugs in a world of so many choices. The seminar is called: Medicines and You. Check it out!

How to Become a Member of AARP

The easiest way to become a member of AARP is to apply online. However, if you are without a computer, or would rather apply over the phone, the number is 1-800-566-0242. The cost ranges from 12.50 to 7.99 per year, with a reduced price for longer membership. Take advantage of the many discounts offered!