AIG: Investing for Tomorrow’s Needs Today

An AIG annuity is one of the key players in the market today offering you and millions of other customers a chance to prepare for your retirement or for long-term goals by putting in investments today. Not only that, AIG annuity assists customers and prospective customers with financial security by offering them fixed annuity products as part of your contribution to the growing market for the retirement savings.

Under the AIG annuity, there are different types available for you to choose from, and AIG can have these services tailored for your needs. AIG was established in 1944 and has grown into one of the few life insurance companies that specializes in answering annuity needs. Because of their reputable services and continuing innovations, the company has been dubbed as the top seller of fixed annuities in the insurance industry for a ten-year period, from 1996-2006.

You can have your AIG annuity customized to provide you with a steady stream of income on a regular basis for the rest of your life. What you put in your investment account will be paid back at a particular time on a periodic basis. The AIG annuity also provides customers options if they want to purchase an immediate annuity where they will immediately paid income, or a deferred annuity which allows your contributions to accumulate at a fixed rate. You could also let your investment grow by putting it in stocks and bonds.

Like other annuities, the AIG annuity provides customers with offers and benefits like guaranteed death benefits. If you opt of the variable annuities, you can also avail of the “living benefits" which allows you to enjoy a steady income while staying immune to the changes or fluctuations in the market. This means that you will have retirement income for the rest of your life. If you want to purchase the living and death benefits under the AIG annuity, you only need to shell out additional fees for it but you have the company’s guarantee of a reputable claims-paying ability.

Among the many benefits customers of the AIG annuity can avail of include safety of your principal contribution where AIG guarantees to return your investment in full if there are no withdrawals made and tax deferrals where you will only have to pay taxes on the annuity interest until after you have withdrawn your money. You also get to enjoy yield purchase premiums what earn interest during a specified period, a lifetime income which AIG provides, and estate planning, where the value of your annuity will be paid to your beneficiary without additional, unnecessary charges. This is not only convenient for you but it helps you avoid unnecessary delays and expenses.