Roth IRA Comparison Calculator

This calculator allows you to compare the benefits of a Roth IRA to a traditional IRA. The first option on the calculator is optional, and takes into consideration the conversion of a traditional IRA to a Roth IRA. Additional inputs deal with future monetary contributions. Upon calculating, the end result is the annual income that each type of IRA would offer. All income results are post-tax.

Conversion of Existing IRA
Current IRA Balance:	$
Source of Taxes Due on Conversion: *	Funds outside my IRA Funds from my IRA
Future Contributions
Total Annual Contributions (including non-sheltered contributions): **	$
IRA Contribution Limit:	$
Your Investment and Taxes
Years until Retirement:
Years to make Withdrawals:
Investment Rate of Return:	%
Tax Bracke
pre-retirement:	%
during retirement:	%

Results: Annual Withdrawals available during Retirement
Deductible IRA:	$
Roth IRA:	$

*	Source of taxes due on conversion: if you select funds outside your IRA, an amount equal to the tax due is added to the non-sheltered account corresponding to the deductible IRA.
**	Contributions can be higher than the IRA limit. The calculator will put as much as possible into each IRA, and put the excess into a non-sheltered account.

Calculators

Roth IRA Comparison Calculator

Conversion of Existing IRA

Future Contributions

Your Investment and Taxes

Results: Annual Withdrawals available during Retirement